웰컴디지털뱅크(웰컴저축은행)

Welcome to the NO.1 Digital Banking Savings Bank!

At Welcome Savings Bank, we're proud to be the leader in the digital banking world. We offer a comprehensive suite of services, including deposits, cards, loans, financial services, credit management, and life services, all designed to enhance your financial well-being.

NO.1 Digital Banking Savings Bank!

• No. 1 in cumulative app downloads in the savings bank sector
• No. 1 in cumulative app users in the savings bank sector

Based on App Annie data as of December 31, 2023.

'Well Bang Walking Savings' - Earn Up to 10% Annual Interest Just by Walking!

• Preferential Interest Rates: Earn higher interest rates based on your step count within the subscription period. Achieve up to 10% per annum!

WELCOME! Special Interest Rate on Your First Transaction

• First-Time Bonus: Enjoy a special interest rate of up to 7% per year on your initial transaction. This offer is valid for 30 days after opening your account.

Manage Your Assets and Liabilities with Ease

• Welcome My Data: We help you manage your debts and explore transfer loan options. Join our interest reduction project and save money. Total savings from our nationwide interest reduction project: KRW 8,334.98 million (as of March 14, 2024).
• Credit Management: Keep track of your credit health with our 'Credit Weather' feature.

Open Your Account Anytime, Anywhere

• 24/7 Non-Face-to-Face Account Opening: Open an account at any time, even in the early morning hours, without a public certificate. Just use pattern or fingerprint authentication and a 6-digit authentication number.
• Specialized Accounts: Choose from dedicated accounts for Payers, office workers, and bosses, and enjoy tailored benefits.

Exclusive Benefits at the 'Wellbang Lounge'

• Well Bank Walking: Loan customers can earn up to 100 won per day and up to 3,000 won per month by walking. Receiving customers can earn up to 40 won per day and up to 1,240 won per month.
• Well Bang Lotto: Guess 6 numbers from 0 to 9 and win prizes.
• Well Bang Odd or Even: Predict whether the week will be odd or even and win weekly prizes.

Convenient Financial Services for Your Daily Life

• Easy Transfers: Simply press and hold the account card you wish to withdraw from and drag it to the deposit account card to complete the transfer.
• Total Asset Overview: Check your total assets, detailed status, and savings goal progress on one page.
• Car Price Check: Find out your car's value just by entering the license plate number.
• Automatic Payment Service: Set up automatic payments for utility bills and other fees.
• Free Credit Management: Monitor your credit score without impacting it.

Electronic Financial Fraud Prevention Services

• Enhanced Security: We offer a PC designation service, 2-channel authentication service, and one-time authentication number service, in compliance with the Financial Supervisory Service’s guidelines.

Product Information

[Well-Bang Working Savings]

• Target: Individual customers
• Contract Period: 12 months
• Payment Amount: Between 10,000 won and 200,000 won per month
• Interest Payment: Lump sum payment at maturity
• Basic Interest Rate: 1.0% per year
• Preferential Interest Rate: Up to 9.0% per year
  • Conditions:
    1. Step Count: Earn up to 8.0% per year based on your annual step count (1 million steps: 1.0%p, 2 million steps: 2.0%p, 3 million steps: 3.0%p, 4 million steps: 8.0%p).
    2. Automatic Transfers: Earn an additional 1.0%p per year for at least 6 automatic transfers through our bank account.

[WELCOME First Transaction Preferential Term Savings]

• Target: Individual customers
• Contract Period: 12 months
• Payment Amount: Between 10,000 won and 200,000 won per month
• Subscription Condition: Within 30 days from the date of first deposit subscription
• Interest Payment: Lump sum payment at maturity
• Basic Interest Rate: 3.7% per year
• Preferential Interest Rate: Up to 3.3% per year
  • Conditions:
    1. Automatic Transfers: Earn an additional 1.8%p per year for at least 8 automatic transfers through our bank account.
    2. Average Balance: Earn an additional 1.5%p per year if the average balance of deposit/withdrawal accounts is 500,000 won or more from the date of new deposit to the day before contractual maturity.

Common Precautions: This deposit is protected up to 50 million won per person under the Depositor Protection Act. Please review the product description and terms before signing. You have the right to a thorough explanation of the product prior to transaction. Interest rates may change; check the website or app for updates.

Customer Center Operating Hours

• Loan: 1661-0001 (Weekdays 08:30 ~ 18:00)
• Deposit/Withdrawal: 1661-9400 (Weekdays 09:00 ~ 18:00)
• Business Operator: 1661-9300 (Weekdays 09:00 ~ 18:00)
• Financial Fraud Reporting Night Call Center: 02-397-8600/8800

Wellbang App Permissions and Purposes

Required Access Rights

• Storage Space: For storing joint certificates, checking for OS tampering, submitting documents, storing photos, and submitting supporting documents.
• Phone: For identity verification, device verification, and consultation calls.
• App Activity: To collect app information and detect malicious apps, preventing electronic financial transaction incidents.

Optional Access Rights

• Contacts/Address Book: To use functions like contact transfer, sending SMS, purchasing coupons, and selecting recipients when recommending a friend. Functionality may be limited if you do not consent.
• Camera: For photo identification, face authentication, and document submission. Functionality may be limited if you do not consent.
• Photos and Videos: To save and collect photos submitted as supporting documents. Functionality may be limited if you do not consent.
• Notification: To receive important notices, events, and promotions. Functionality may be limited if you do not consent.

Credit Disorderly Conduct Investigation Items

• Malicious app detection information and diagnostic information on detected malicious apps.

Welcome Savings Bank Co., Ltd.
CEO: Daewoong Kim
Business Registration Number: 120-87-93876
Compliance Officer Deliberation No.: 3765 (2024.08.08~2025.08.07)
Reviewed by the Korea Federation of Savings Banks: 2023-00710 (2023.06.22~2024.06.21)

What's New in the Latest Version 3.4.9

Last updated on Oct 22, 2024

1. Enhanced App Usage Environment and Stability: We've made improvements to ensure a smoother and more stable app experience.